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Hiring a contractor? Here are some tips

The program will also create work for contractors. It pays to do your homework before you hire a contractor.

Make sure the contractor is licensed: it is your right to ask a prospective contractor to produce their license. If the contractor is reluctant to show it, you should be reluctant to hire him/her.

Get references: any good contractor will gladly supply you with a list of references — and pictures showing examples of work that they have done. That list should include up-to-date contact information including names, addresses, phone numbers, and details about the jobs done.

Get several quotes: they should be in writing and should spell out exactly the work you want done and how long it should take. The lowest quote may not necessarily be the best. If somebody comes in with a price far below the others, it could be due to cutting corners.

Make sure the contractor is insured: ask to see their certificate of insurance. Your contractor should have workers compensation and third-party liability insurance for all the people on the job and damage they may cause ($2 million is standard). If they don't, you could be on the hook if there's an accident.

Posted: Saturday, March 14, 2009 3:31 PM by Ali Bolourchi, Broker

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