Ali Bolourchi, Broker

The Politis Brienza Team

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How Much Can You Afford?

Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs. To email yourself a copy of the results, click the Receive this Detailed Analysis link.

Required

Required Must be a number between 1 and 50
Term In Years:
Required Must be a number between 1 and 100
Interest Rate:	%
Required
Cost of Home:	$
Required Cannot be more than Cost of Home
Down Payment:	$
Required
Annual Insurance:	$
Estimate Insurance to 0.43%of Cost
Required
Annual Property Tax:	$
Estimate Tax to 1.2%of Cost
Monthly Income:	$ Required
Monthly Debt:	$ Required

Optional

Gross Debt Service Ratio (GDS):
Total Debt Service Ratio (TDS):
Condos Fees:	$

Results

Receive this Detailed Analysis

Mortgage
Qualification
Affordability
Rent vs Buy

Your Monthly Payments

Loan Amount:
Loan Insurance ( %):
Total Loan(Mortgage) Amount:

Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:

Income Needed to Qualify for the Mortgage

Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:

What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:

Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)

Monthly Rent:	$ RequiredMust be a positive number	No. of Years you plan on keeping the home:	RequiredInvalid
Annual Rental Increases:	% RequiredInvalid	Yearly Appreciation on the Home:	% RequiredInvalid
Monthly Renter Insurance:	$ RequiredInvalid	Annual Home Maintenance:	% RequiredInvalid
Savings or Investment Rate:	% RequiredInvalid

Listings displayed on The4Sale.net do not represent all active MLS® listings. To receive a complete and up-to-date MLS® listings of Homes and Businesses that are For Sale in your area click here.

Ali Bolourchi, Broker of RE/Max All-Stars Realty Inc., Brokerage provides Real Estate Services for MLS and Exclusive Listings of:
homes for sale in Toronto,condos for sale in Toronto,homes for sale in North York,condos for sale in North York, homes for sale in Richmond Hill, condos for sale in Richmond hill,homes for sale in Vaughan,condos for sale in Vaughan and Commercial/investment and Income properties such as gas station, plaza, office building,hotels and apartment buildings for sale and land for sale.

Ali Bolourchi, with a team of Realtors offering exceptional real estate results with first time home buyers; Canadian real estate services, mortgage services, home buyer information, home seller information, comparable market analysis (CMA), resale homes, local board MLS® listings for sale, home value audits, mortgage calculators, government programs and local community information. Proudly serving the Southern Ontario and other parts of Canada, regions of: the Greater Toronto Area (GTA), York Region, Durham Region, Peel Region and South Simcoe, including such cities and communities as Toronto, Mississauga, Etobicoke, East York, Scarborough (Toronto East), Pickering, Ajax, Whitby, Oshawa, Clarington/Newcastle, Courtice/Bowmanville, Brooklin, Scugog/Port Perry, Kawartha Lakes, Whitchurch-Stouffville, Markham, Unionville, Uxbridge, Brock, Georgina, Sutton, Keswick, Holland Landing, Innisfil, Bradford, West Gwillimbury, East Gwillimbury, Newmarket, Aurora, Oak Ridges, Richmond Hill, Thornhill, North York, Vaughan, King City, Brampton, Mississauga, Milton, Oakville, Caledon, Orangeville. From East to Kingston and Ottawa and from West to Waterloo, Kitchener and London, Hamilton, Burlington, Niagara-on-the-Lake and Niagara Falls. And to the North to cottage county, Orillia and Barrie.

*Independently Owned and Operated.

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